Alaska Tops the List with Highest Average Credit-Card Debt in the US
AI Summary1 min read
TL;DR
Alaska has the highest average credit-card debt in the US at $7,683, per a 2025 Federal Reserve report. Wisconsin has the lowest at $5,206, with debt levels linked to credit availability.
Tags
credit card debtAlaskaFederal ReserveUS economyfinancial statistics
According to the Federal Reserve Bank of New York's 2025 report, US credit card balances have reached $1.21 trillion. Alaskans carry the highest average credit-card debt in the US, with an average balance of $7,683, followed by Washington, D.C. with an average balance of $7,684. The lowest average balance is in Wisconsin at $5,206. Higher-balance states generally have higher credit lines, while states with lower average balances often have tighter credit availability.
