Pantera Capital Partners Predict Crypto Trends Next Year: Market Differentiation, Continued Bitcoin Quantum Fear, DAT Integration

[Pantera Capital Partner Predicts Crypto Trends for Next Year: Prediction Markets to Differentiate, Bitcoin Quantum Panic Continues, DAT Integration] According to Mars Finance, on December 25th, Jay Yu, a junior partner at Pantera Capital, published an article making 12 predictions for crypto trends in 2026, including: • Capital-efficient consumer credit: Easy-to-use lending applications will be launched through on-chain/off-chain credit modeling, modular design, and AI behavioral learning. • Differentiation in prediction markets: Prediction markets will be divided into financial (integration with DeFi, leverage) and cultural (community-driven, long-tail enthusiasts) directions. • Proxy commerce and x402 expansion: Proxy commerce will expand to micropayments and regular payments using x402 endpoints, with Solana surpassing Base in low-volume transactions. • AI as a crypto interface layer: AI-assisted transactions (such as trend analysis) will become mainstream and gradually integrated into consumer applications. • The rise of tokenized gold: Tokenized gold will become an important asset in RWA (Real-World Assets), becoming a store of value due to the dollar issue. • Bitcoin Quantum Panic: Breakthroughs in quantum technology have sparked institutional discussions about Bitcoin's quantum resistance; the technology itself does not yet threaten its value. • Unified Privacy Development Experience: Privacy technologies (such as Ethereum's Kohaku) offer simplified development interfaces, potentially leading to the launch of Privacy as a Service. • DAT Consolidation: Digital asset trading platforms (DATs) are consolidating into 2-3 per major market, achieved through liquidation or mergers. • Rethinking Token and Equity Separation: The governance token crisis is prompting companies to choose privatization, potentially introducing redeemable equity tokens. • Perpetual DEX Consolidation: Hyperliquid dominates the market, with the HIP3 market and yield stablecoins (such as HyENA) becoming key, while USDC loses ground on HYPE. • Multi-Chain Prop AMM: Prop AMMs are expanding to multiple chains, accounting for more than half of Solana's trading volume and pricing more assets such as RWA. • Traditional Fintech Adoption of Stablecoins: Stripe, Ramp, and others use stablecoins to process international payments; stablecoin chains like Tempo are becoming bridges for fiat currency deposits. It is worth noting that Jay Yu claims his predictions for 2025 are accurate by a margin of 7 out of 10, including his accurate prediction of the migration of Solana developers.