CIMB FY revenue 22.47 billion ringgit
TL;DR
CIMB Niaga, CIMB Group's Indonesian subsidiary, reported a 1.15% increase in profit before tax to 8.8 trillion rupiah for FY2025, driven by growth in low-cost deposits, robust loan expansion, and strong risk management. The bank also highlighted digital adoption and sustainability initiatives under its Forward30 strategy.
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CIMB FY revenue 22.47 billion ringgit
CIMB Group’s Indonesian Subsidiary Reports Strong FY2025 Performance Amid Strategic Focus on Liquidity and Sustainability
PT Bank CIMB Niaga Tbk (CIMB Niaga), the Indonesian subsidiary of CIMB Group Holdings Bhd, reported a consolidated profit before tax of 8.8 trillion rupiah (RM2.04 billion) for the financial year ended December 31, 2025, a 1.15% increase from the prior year. The results reflect steady growth in low-cost deposits and disciplined risk management, with total deposits rising 3.8% year-on-year to 270.5 trillion rupiah, driven by a 10.1% surge in current account savings account (CASA) balances to 189.5 trillion rupiah.
Loan growth remained robust, with total loans and financing expanding 4.5% to 238.3 trillion rupiah, led by a 6.7% increase in corporate banking and 10.1% growth in auto loans. Asset quality metrics, including a gross non-performing loan (NPL) ratio of 1.81% and a reduced cost of credit of 0.74%, underscored the bank's risk management discipline. CIMB Niaga's capital position also strengthened, with a capital adequacy ratio (CAR) of 24.8% and a loan-to-deposit ratio (LDR) of 86.8%.
The bank's Islamic banking arm, CIMB Niaga Syariah, maintained its leadership in Indonesia, reporting 55.7 trillion rupiah in financing and 50.3 trillion rupiah in deposits. Digital adoption advanced, with 91.6% of customer transactions conducted through branchless channels.
Looking ahead, CIMB Niaga emphasized prudent loan growth, CASA expansion, and cost discipline under its Forward30 strategy. The bank also highlighted sustainability achievements, including 25% of total financing allocated to sustainable initiatives and 70% of its palm oil portfolio certified as sustainable.
While the group's total revenue for FY2025 was not explicitly disclosed in the provided materials, CIMB Niaga's performance reinforces the broader group's resilience in Southeast Asia's competitive banking landscape.
[^NUMBER]: Citations refer to the source materials provided.
