Karur Vysya Bank Ltd - total deposits as of June 30 up 14.94% YoY
Karur Vysya Bank Ltd reported a year-over-year increase of 14.94% in total deposits as of June 30, 2026, reflecting continued growth in customer confidence and the bank’s market presence. Total deposits stood at ₹115,666 crore as of March 2026, compared to ₹99,113 crore in the same period of the previous year. This growth underscores the bank’s ability to attract and retain deposits amid a competitive banking landscape.
The bank’s deposit growth aligns with its broader financial performance, which has shown consistent improvement in recent years. For the quarter ended December 31, 2025, Karur Vysya Bank reported a net profit of ₹68,996 lakh, representing a 41% increase compared to the same period in the prior year. This profit growth has been supported by strong revenue generation and disciplined cost management.
The bank’s total revenue for the quarter ended December 31, 2025, was ₹290,400 lakh, driven by robust performance across its business segments, including Retail Banking, Corporate/Wholesale Banking, and Treasury. Retail Banking contributed the largest share of revenue at 57%, followed by Corporate/Wholesale Banking at approximately 25% and Treasury at 16%. The bank’s operating profit before provisions and contingencies for the quarter was ₹100,534 lakh, reflecting efficient operations and strong interest income.
Karur Vysya Bank’s deposit growth is also supported by its expanding branch network and digital banking initiatives. The bank has focused on enhancing customer experience through digital channels, which has contributed to its ability to attract a broader customer base. As of March 2026, the bank had a total of 272,726 shareholders, indicating strong retail investor participation.
The bank’s financial health is further evidenced by its capital adequacy ratio of 16.05% as of December 31, 2025, well above the regulatory minimum. This strong capital position provides the bank with the flexibility to support continued deposit and loan growth while maintaining financial stability.
Overall, Karur Vysya Bank’s deposit growth and strong financial performance highlight its position as a key player in the Indian banking sector, with a focus on sustainable growth and operational efficiency.
