Global fintech funding is projected to rebound in 2025, with prediction markets Polymarket and Kalshi leading the way.
TL;DR
Global fintech funding rebounded in 2025 with a 25% increase to $55.94 billion, led by prediction markets like Polymarket and Kalshi, though it remains below 2021 levels. Funding is concentrating on top companies, and relaxed US regulations are aiding fintech and crypto firms in gaining bank clients and IPOs.
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According to Foresight News , citing Bloomberg, global fintech funding reached $55.94 billion in 2025, a 25% increase from $44.75 billion in 2024. This marks the first year-on-year increase in funding since 2021. Prediction markets emerged as the biggest winners in this sector. Polymarket completed a $2 billion funding round in October at a $9 billion valuation and is currently seeking a new round of funding at a valuation of $12 billion to $15 billion. Kalshi completed $300 million and $1 billion funding rounds in October and December, respectively, reaching a valuation of $11 billion. Additionally, financial automation company Ramp raised approximately $1 billion throughout the year, with a year-end valuation of $32 billion.
Despite a rebound in total funding, the 2025 figure is still less than half of the 2021 peak ($123.99 billion), and the number of transactions has dropped to 3,712, indicating that funds are further concentrating on leading companies. Benefiting from the relaxed regulatory environment in the US government, fintech and crypto companies are finding it easier to acquire bank clients; Coinbase has already partnered with Citigroup and PNC Financial Services this year. Furthermore, 2025 saw a wave of crypto and fintech IPOs, with Circle, Gemini, Chime, Klarna, and Wealthfront all going public.