The top 25 US banks are actively developing Bitcoin businesses.

According to Mars Finance, market sources indicate that as of December 2025, several of the top 25 banks in the United States have launched or announced Bitcoin-related products. PNC Group has officially launched services in both custody and trading, while JPMorgan Chase and Charles Schwab have announced Bitcoin trading services. American Express has launched a Bitcoin rewards card, and USAA offers exchange integration capabilities. It's worth noting that financial giants such as Citigroup, Wells Fargo, Goldman Sachs, and Morgan Stanley currently only offer Bitcoin trading services to high-net-worth clients, while institutions like Bank of America and TD Bank have not yet launched related services. Several banks, such as Bank of New York Mellon and Bank of America, already offer custody services to high-net-worth clients, while Citigroup and Fifth Third Bank are exploring the possibilities of Bitcoin business.