Caixin: The rectification of electronic vouchers for 3 trillion yuan in accounts receivable still requires breakthroughs in exploring technologies suc...
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TL;DR
中国互联网金融协会披露,截至2025年11月30日,217家供应链信息服务机构的应收账款凭证余额近3万亿元。银行探索“去核”融资仍面临挑战,需依赖大数据和区块链等技术为中小企业提供基于真实数据的融资服务。
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应收账款去核融资供应链金融区块链大数据
According to a report by Caixin.com, the National Internet Finance Association of China disclosed that as of November 30, 2025, 217 supply chain information service institutions had registered their basic information with the association. Sources from the banking industry indicate that the outstanding amount of accounts receivable vouchers issued by these institutions is close to 3 trillion yuan. For banks and other financial institutions, exploring "de-core" financing remains a challenge. "De-core" financing refers to financial institutions moving away from excessive reliance on the credit of core enterprises and using digital technologies such as big data and blockchain to provide financing services to SMEs on the supply chain based on real data such as transaction records, orders, logistics, and cash flow.