Your AI is getting a bank account: MoonPay just gave bots the power to spend money

• MoonPay Agents, as the new service is called, requires a user to verify and fund their agent's wallet.
• The AI agent can then take over, trading, swapping, and moving money on its own.

Cryptocurrency payments firm MoonPay has introduced a non-custodial financial layer that gives AI agents access to wallets, funds, and the ability to transact autonomously, the company said on Tuesday.

MoonPay Agents, as the new service is called, requires a user to verify and fund their agent's wallet through MoonPay, and thereafter the agent can take over, trading, swapping, and moving money on its own.

While AI agents are primed and ready to trade, allocate capital and execute strategies, they are constrained inasmuch as they can't participate in the economy without access to money, Moonpay said in an emailed press release. The idea of MoonPay Agents is to unlock that financial layer, from funding to execution to off-ramping back to fiat.

The AI service generates a MoonPay link to fund a wallet, and the user completes a one-time KYC and connects a payment method through MoonPay's checkout, and the agent can then transact autonomously.

"AI agents can reason, but they cannot act economically without capital infrastructure," said Ivan Soto-Wright, CEO and Founder of MoonPay. "MoonPay is the bridge between AI and money. The fastest way to move money is crypto, and we've built the infrastructure to let agents do exactly that: non-custodial, permissionless, and ready to use in minutes."

• Stablecoin volume is decoupling from the crypto market cycles as real-world use expands, payments firm Stripe said in its annual letter.
• Bridge, the stablecoin platform acquired by Stripe, saw transaction volume more than quadruple in 2025, the letter said.
• Stablecoins, or digital versions of fiat money, are increasingly viewed as an alternative for cross-border payments with Facebook parent Meta said to be the latest to explore developing its own token.

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