Chase Home Lending $537M+ Chase 2026-7 Prime RMBS premarketing

Chase Home Lending has initiated premarketing for a prime residential mortgage-backed securities (RMBS) transaction with an estimated size of $537 million or more, according to industry sources. The deal, labeled as Chase 2026-7, is expected to be securitized under the Federal National Mortgage Association (Fannie Mae) platform and is anticipated to close in the latter half of 2026. The offering is part of Chase’s ongoing efforts to manage its mortgage loan portfolio and optimize capital efficiency in a competitive lending environment[1].

The premarketing process involves engaging with investors to gauge demand and refine deal structure, including collateral composition, credit enhancement levels, and tranche configurations. Investors are being provided with preliminary deal documents and performance metrics to assess risk and return profiles. The transaction is expected to include a mix of fixed-rate and adjustable-rate mortgages, with loan-to-value ratios and credit scores aligned with Fannie Mae’s underwriting guidelines.

This issuance reflects broader trends in the RMBS market, where lenders are leveraging structured finance tools to maintain liquidity and support continued mortgage origination amid evolving interest rate dynamics.